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Saving for the Future is Easier Than Ever

Owned by a not-for-profit foundation, education planning and savings are all we do. We’re passionate about helping students reach their full potential. The Embark Student Plan is a registered education savings plan (RESP) that supports your child’s journey to and through post-secondary education.

Even More Ways You Benefit

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Control your plan every
step of the way

Have the flexibility to contribute when and how much you can, and adjust with your changing circumstances and needs.
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Share your plan among
your children

With all your children’s savings in one family plan, you have the flexibility to share savings among them, based on their education needs.
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Earn a bonus
when you transfer

Receive a $100 bonus for every $10,000 you transfer from an existing RESP into an Embark Student Plan.
See terms and conditions.
Start Your Journey

Let’s get saving

Estimate Your Savings

Rate of Return

Your RESP Savings

$34,088 by 2042

Projected Savings

  • $21,000 Contributions
  • $4,200 Grants
  • $8,888 Income

Average Cost of Education

$39,263Tuition
$114,024Tuition & Residence

This projection is based on assumptions and is for illustrative purposes only. Investment returns and actual future value of your RESP cannot be predicted or guaranteed.

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Customized Guidance for You

Estimating your RESP savings is a good first step. When you open an Embark Student Plan, our savings specialists will work with you to create a custom plan that reflects the expected costs specific to your child’s education goals, maximizes government grants, and provides flexibility for the future.

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$6.4 billion

In savings managed by Embark

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1.65%*

Our management expense ratio

*Full details of the fees are available in the Embark Student Plan Prospectus

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Trusted Partners

Help manage your plan

Useful Resources

*In compliance with the International Ethics Standards Board for Accountants’ (“IESBA”) Code of Ethics for Professional Accountants, the auditor is required to publicly disclose the audit and non-audit fees charged to public interest entities, including Flex First Plan, Family Single Student Education Savings Plan, Embark Student Plan and Embark Select Conservative Plan, on an annual basis.

For the year ended December 31, 2023, fees paid or payable to KPMG LLP and its network firms for the audit of the financial statements of Flex First Education Savings Plan, Family Single Student Education Savings Plan, Embark Student Plan, and Embark Select Conservative Plan were $707,303. Fees for other services were $60,264.

Helpful Answers That Save Time

Want to know more? See all our FAQs

Create Your Tomorrow

You and your child are moving forward together. Every step gets you closer to everything you hope for and everything they can be. The Embark Student Plan gets you closer to the place where needs and dreams align. It’s one of the most important steps you’ll take to prepare their path to the future.

Start Your Journey
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