Skip to content

Limited time offer:
Refer a friend and
get $400.

You get $400 for every friend you refer. Your friend gets $250. Conditions apply. Offer ends Nov 20, 2025.1

It’s a great way to grow your RESP, while we take care of the rest.

Get your referral code
A woman and two children happily playing with toys on the floor

Leverage your community to save for education with Embark’s market leading refer-a-friend program

How it works

Find your referral link

Log in to your Embark account, open the menu, and tap “Refer a friend” to get started.

Share your link or code

Send your unique referral link or code to friends and family — by text, email, or however you like.

Get rewarded together

After your friend opens their RESP using your code, you’ll both receive a bonus in the account. The more friends you refer, the more bonuses you get!
Get your referral code

Fun fact! The average Embark referrer made $356 in 2025.6

How to explain Embark, fast (step 1–5)

1. Show how Embark handles the grants

Government grants can boost your savings. When you sign up, the Embark RESP application automatically includes your grant application.8

2. Explain how easy it is to join

It takes about 8 minutes to open an RESP with Embark. Start with one child and add more later. Not ready today? Save and finish anytime.

3. See how your savings add up

Tell your friend: saving even $5 per week could add up to a full year of tuition.2 Around 60% of Canadians save for tuition first and contribute an average of $100 a month.7

4. Offer help if needed

If your friend isn’t sure, they can connect with an Embark specialist. Our support team is always ready to answer questions.

Tips for a greater impact

Where you can do it

In conversation: “Have you heard about government grants for RESPs? Embark makes it super easy.”
On social: Send your code in a private message to friends or family you know, people you already chat with.
In groups: Mention Embark at your playgroup, daycare, or school parent council.
Solo referrers: Even one-on-one chats with friends can spark a referral.

How to start referring

Lead with your story: Nothing is more powerful than your own success.
Keep it visual: Show the dashboard, calculators, and real growth numbers. Make use of our digital tools!
Follow up: Congratulate people when they open their accounts, reinforcing trust.

Your money is in good hands

Bank-level security

Your savings are protected with encryption and real-time monitoring.

Partnered with top banks

Embark works with major Canadian institutions to ensure safe and seamless service.

Securely move money

Connect your bank to make seamless contributions. Or make a bill payment from your bank. Easy.

Top choice of over
1 million Canadians

For 60 years, we’ve helped fund post-secondary education for students. Unlike traditional banks, we’re owned by a not-for-profit foundation that puts Canadian families first—reinvesting profits into scholarships to help even more students succeed.

  • Managing $6.5 billion in assets
  • 60 years of education savings expertise
  • 60,000+ students supported every year
Current as of 2025. Testimonials may be solicitated, and are not paid for. The views noted are solely that of the reviewer and may not be applicable to all investors.

Frequently asked questions¹

Two college students looking at a tablet

Only at Embark.

Each referral can grow into $1,1554 by the time your child starts school — invite 7 friends and get a free year of tuition paid!5

Get your referral code

© 2025 Embark. All rights reserved. Embark is a trademark of Embark Student Corp.